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🚗 Complete motor insurance solutions under one roof

Drive Safely, Stay Protected
with SAS Motor Insurance

From cars to bikes, commercial vehicles to EVs – we offer comprehensive coverage, instant policy issuance, 24/7 roadside assistance, and cashless repairs across 15,200+ network garages.

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Zero Dep
Instant Renewal
24/7 RSA
Motor Insurance Protection

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Save up to 50%* on your premium | Compare 25+ insurers

Types of Motor Insurance Policies

Choose the right protection for your vehicle

✅

Third Party Insurance

Mandatory as per Motor Vehicles Act. Covers legal liabilities for injury, death or property damage to a third party.

  • ✓ Legal compliance
  • ✓ Affordable premium
  • ✗ Own damage not covered
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🛡️

Standalone Own Damage

Covers damage to your own vehicle from accidents, theft, fire, natural disasters.

  • ✓ Own damage protection
  • ✓ Add-ons available
  • ✗ Third-party not covered
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🚗

Comprehensive Insurance

Complete protection – covers both own damage and third-party liabilities.

  • ✓ Both coverages
  • ✓ Add-ons available
  • ✓ NCB benefit
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Policy Comparison: Comprehensive vs Own Damage vs Third Party

ParametersComprehensive InsuranceOwn Damage InsuranceThird Party Insurance
Coverages offeredCovers both damages to your own vehicle and third-partiesCovers own damages caused by accidents, man-made & natural disastersCovers only third-party liabilities
Legal requirementNot mandatory but recommendedNot mandatoryYes, mandatory under Motor Vehicles Act
Add-ons availableYes – Zero Dep, RSA, Engine Protect, etc.YesNot available
Premium amountHigher than third-partyLower than comprehensiveLowest – set by IRDAI
Personal Accident Cover₹15 Lakhs included₹15 Lakhs includedNot included

Why Choose SAS Motor Insurance?

💰
Premium Starting at ₹2,094*

Affordable plans for every budget

🔧
15,200+ Cashless Garages

Hassle-free repairs nationwide

⚡
Instant Policy Issuance

Get covered in under 5 minutes

📞
24/7 Customer Support

Claims assistance anytime

Motor Insurance Protection

Enhance Your Protection with Add-ons

Customize your motor insurance policy with these valuable add-ons.

Zero Depreciation
Full claim without depreciation
Engine Protect Plus
Cover for water ingression
Roadside Assistance (RSA)
24x7 breakdown support
Consumables Cover
Nuts, bolts, oil, filters
Return to Invoice
Full invoice value on total loss
Key Replacement Cover
Lost/damaged keys covered
Explore All Add-ons →
Motor Insurance Protection

Electric Vehicle (EV) Insurance

Your EV deserves specialized protection. Get coverage for battery, electric motor, and charging components.

  • ✓ Battery cover included
  • ✓ Charging port protection
  • ✓ Comprehensive EV plans
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Simple 4-Step Claim Process

Filing a claim with SAS is quick and transparent.

  1. 1
    Intimate Claim
    Call 24/7 helpline or use SAS Guru App
  2. 2
    Digital Survey (InstaSpect)
    Complete video survey in minutes
  3. 3
    Claim Approval
    Fast-track approval within 24 hours
  4. 4
    Cashless Repair
    Drive to any of 15,200+ network garages
📞 24/7 Claim Support: +91 9511146113

Documents Required for Claim

  • ✓ Completed claim form
  • ✓ Copy of Registration Certificate (RC)
  • ✓ Copy of Driving License
  • ✓ FIR (in case of theft/accident)
  • ✓ Repair invoice & estimate
  • ✓ Policy copy

Frequently Asked Questions about Motor Insurance

Yes, third-party liability insurance is mandatory for every vehicle on Indian roads.

NCB is a reward for claim-free years – up to 50% discount after 5 years.

IDV = Manufacturer's Listed Price – Depreciation (based on vehicle age).

Yes, NCB can be transferred to your new car within 90 days.
Motor Insurance Protection

Why Buy Motor Insurance Online from SAS?

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