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🏠 Protect What Matters Most - Your Property

Property Insurance
Complete Protection

Protect your building, office, factory, machinery, and contents from fire, theft, and natural disasters.

🔥Fire Cover
🌊Natural Disasters
🛡️Theft & Burglary
Property Insurance
₹25L+
Average fire damage loss
60%
Businesses without property insurance
24/7
Emergency Response
95%
Claims settled within 30 days

Get Instant Property Insurance Quote

Protect your property starting at just ₹3,000/year* | Coverage up to ₹10 Crore

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Properties We Cover

Tailored insurance for every type of property

🏢
Commercial
🏭
Industrial
🏠
Residential
🏪
Retail/Shop
🏚️
Warehouse
🏥
Healthcare
🏫
Educational
🏨
Hospitality
🏬
Shopping Mall
🏗️
Under Construction
🚗
Parking/Godown
🖥️
IT/Office

Why Choose SAS Property Insurance?

🔥
Fire & Allied Perils

Fire, lightning, explosion

🌊
Natural Disasters

Earthquake, flood, cyclone

🛡️
Theft & Burglary

Theft & burglary protection

⚙️
Machinery Breakdown

Protection for equipment

Property Insurance Plans

Choose the right plan for your property

🏠

Home/Shop Basic

₹3,000/year*

Essential coverage for small properties

  • ₹25 Lakhs Building Cover
  • ₹5 Lakhs Contents Cover
  • Fire & Allied Perils
  • Theft & Burglary
Most Popular

Commercial Standard

₹10,000/year*

Best for offices & retail stores

  • ₹1 Crore Building Cover
  • ₹25 Lakhs Contents Cover
  • Earthquake & Flood Cover
  • Business Interruption
  • Machinery Breakdown
🏭

Industrial Premium

₹50,000+/year*

Complete protection for factories & warehouses

  • ₹10 Crore+ Building Cover
  • ₹2 Crore Contents/Stock Cover
  • All-Risk Cover
  • Loss of Profit Cover
  • Electronic Equipment Cover

What Property Insurance Covers

🔥
Fire & Allied Perils
Fire, lightning, explosion coverage
🌊
Natural Disasters
Earthquake, flood, cyclone, storm
🛡️
Theft & Burglary
Coverage for theft and burglary
💧
Water Damage
Damage from water leakage/overflow
⚙️
Machinery & Equipment
Breakdown of plant and machinery
💼
Business Interruption
Loss of income during repairs

Enhance Your Property Coverage with Add-ons

Customize your property policy with these add-ons

Electronic Equipment Cover
Protection for electronic devices
📦
Stock & Inventory Cover
Coverage for stock and inventory
🔒
Money & Securities Cover
Coverage for cash and valuables

What's Covered & Not Covered

What's Included

Building structure & permanent fixtures
Contents (furniture, equipment, stock)
Fire, lightning, explosion
Earthquake, flood, cyclone, storm
Theft & burglary (forcible entry)
Riot, strike, malicious damage

What's Not Included

Normal wear and tear
Gradual deterioration
War, terrorism, nuclear risks
Intentional damage by owner
Mechanical/electrical breakdown

Why Your Property Needs Insurance

Fire, floods, earthquakes, and theft can cause devastating financial losses. Protect your investment.

🔥
Fire Losses in India

₹5,000Cr+

annual property damage
🌊
Flood Losses

₹10,000Cr+

average annual loss
🏢

Don't Risk Your Asset

Get property insurance starting at just ₹3,000/year

Get Quote

Simple Claim Process

Quick and hassle-free claim settlement. 95% claims settled within 30 days.

  1. 1
    Report Incident
    Call 24/7 helpline or use SAS Guru App
  2. 2
    Assessment
    Surveyor assesses the damage
  3. 3
    Claim Settlement
    Fast settlement within 30 days
📞24/7 Property Claim Support: +91 9511146113
📄

Documents Required

  • Claim form
  • Property ownership proof
  • Police report (for theft)
  • Fire brigade report (if fire)
  • Repair estimates/invoices
  • Photo/video evidence

Don't Wait Until It's Too Late

Fire, floods, earthquakes, and theft can happen anytime. Protect your property today.

Get Property Insurance Now
🏠🛡️

Why Buy Property Insurance Online?

Instant Quote
Get quote in minutes
📄
Zero Paperwork
Completely digital
🔒
100% Secure
SSL encryption
📊
Easy Comparison
Compare multiple plans

Frequently Asked Questions about Property Insurance

Protects your building, contents, and assets against fire, theft, and natural disasters.

Not mandatory but highly recommended. Required by most lenders if property has a loan.

Building covers structure; contents cover movable items inside. Both can be covered together.

Sum Insured should equal full replacement value of property. Under-insurance leads to claim reduction.

Based on property value, type, location, construction, and security features.