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👴👵 Health Insurance for Parents & Seniors

Senior Citizen
Health Insurance

Specialized health coverage for parents and senior citizens aged 60+ years.

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Age 60+
PED Cover
11,000+ Hospitals
Senior Citizen Health Insurance

Get Instant Senior Citizen Health Quote

Special plans for parents aged 60+ | Starting at just ₹500/month*

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Why Choose SAS Senior Citizen Health Plan?

📋
Reduced Waiting Period

Only 12 months for pre-existing diseases

💰
Coverage up to ₹25 Lakhs

High sum insured options

🏥
Cashless Hospitalization

11,000+ network hospitals

🔄
Lifetime Renewability

Renew up to 99 years

Health Plans for Senior Citizens

Specially designed plans for parents and seniors aged 60+ years

🛡️

Essential Senior Plan

₹6,000/year*

Basic coverage for healthy seniors

  • ₹5 Lakhs Sum Insured
  • 12 Months PED Waiting
  • Cashless Hospitalization
  • Day Care Procedures
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⭐
Most Popular

Complete Senior Plan

₹12,000/year*

Best for comprehensive senior care

  • ₹15 Lakhs Sum Insured
  • 6 Months PED Waiting
  • Domiciliary Hospitalization
  • Annual Health Check-up
  • Restoration Benefit
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💎

Elite Senior Plan

₹20,000/year*

Ultimate protection for seniors

  • ₹25 Lakhs Sum Insured
  • 3 Months PED Waiting
  • Organ Donor Cover
  • Ayush Treatment
  • No Room Rent Limit
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Pre-Existing Disease (PED) Waiting Period

Shorter waiting periods for senior citizens - Get coverage faster

12

Months

Essential Plan waiting period for PED

6

Months

Complete Plan waiting period for PED

Most Popular

3

Months

Elite Plan waiting period for PED

Industry standard waiting period for seniors is 24-48 months. We offer significantly reduced waiting periods!

Key Benefits for Senior Citizens

No Age Limit for Enrollment
Seniors up to 99 years can enroll or renew
Pre-existing Disease Coverage
Coverage for diabetes, hypertension after waiting period
Domiciliary Hospitalization
Home treatment covered when hospitalization not possible
Annual Health Check-up
Free complete health check-up every year
Restoration Benefit
Sum insured restored after exhaustion
Ayush Treatment Cover
Ayurveda, Yoga, Unani, Siddha, Homeopathy

Enhance Your Senior Coverage with Add-ons

Customize your policy with senior-specific add-ons

Critical Illness Cover
Lump sum on diagnosis of senior illnesses
OPD & Pharmacy Cover
Doctor consultations & medicine coverage
Hospital Cash
Daily cash allowance for any hospital stay
Telemedicine Cover
Online doctor consultations from home
Wellness Programs
Discounted gym, yoga, health coaching
Home Health Care
Nursing, physiotherapy at home
Explore All Add-ons →

What's Covered & Not Covered for Seniors

What's Included

Pre-existing disease coverage (after waiting period)
In-patient hospitalization expenses
Pre & post-hospitalization (60/180 days)
Domiciliary hospitalization
Day care procedures (500+ treatments)
Annual health check-up

What's Not Included

Pre-existing diseases during waiting period
Cosmetic/plastic surgery
Dental treatment
War, nuclear risks, self-inflicted injuries
Alternative treatments (unless specified)

No Claim Bonus Benefits for Seniors

Stay healthy and get rewarded with higher coverage every year

20%

After 1 claim-free year

40%

After 2 claim-free years

60%

After 3 claim-free years

100%

After 4+ claim-free years

NCB increases your sum insured without any extra premium

Simple Claim Process for Seniors

Hassle-free cashless claims with dedicated senior citizen support.

  1. 1
    Intimate Claim
    Call dedicated senior helpline or use SAS Guru App
  2. 2
    Submit Documents
    Upload medical reports & bills
  3. 3
    Claim Settlement
    Get claim approved within 7 days
📞 Senior Citizen Helpline: 1800-XXX-XXXX

Documents Required

  • ✓ Claim form
  • ✓ Doctor's prescription
  • ✓ Hospital discharge summary
  • ✓ Medical bills & receipts
  • ✓ Age proof (Aadhar/PAN)
  • ✓ Identity proof
👴👵💻

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Frequently Asked Questions about Senior Citizen Health Insurance

No upper age limit. Seniors up to 99 years can enroll or renew.

Yes, after waiting period (3-12 months depending on plan).

Medical check-up may be required based on age and sum insured.

Yes, up to ₹50,000 deduction under Section 80D for senior citizen parents.

3-12 months depending on plan (industry standard is 24-48 months).