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🏥 Your Health, Our Priority

Individual Health Insurance
Protect Yourself

Get comprehensive health coverage for yourself. Cashless hospitalization at 11,000+ network hospitals, annual health check-ups, and coverage up to ₹1 Crore.

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11,000+ Hospitals
₹1 Cr Cover
Free Check-up
Individual Health Insurance

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Starting at just ₹300/month* | Compare 25+ insurers

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Why Choose SAS Individual Health Insurance?

🏥
11,000+ Network Hospitals

Cashless treatment across India

💰
Coverage up to ₹1 Crore

High sum insured options

🔄
Lifetime Renewability

Renew up to 99 years

✅
Tax Benefits

Save up to ₹25,000 under 80D

Choose Your Perfect Health Plan

Flexible plans designed for every need and budget

🛡️

Essential Plan

₹5,000/year*

Basic coverage for young individuals

  • ₹5 Lakhs Sum Insured
  • Cashless Hospitalization
  • 30 Days Pre-hospitalization
  • 60 Days Post-hospitalization
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⭐
Most Popular

Comprehensive Plan

₹12,000/year*

Best for complete protection

  • ₹15 Lakhs Sum Insured
  • No Room Rent Limit
  • 60 Days Pre-hospitalization
  • 180 Days Post-hospitalization
  • Annual Health Check-up
Buy Now
💎

Premium Plan

₹30,000/year*

Ultimate protection with high coverage

  • ₹50 Lakhs - ₹1 Crore
  • International Treatment
  • Organ Donor Cover
  • Restoration Benefit
  • Global Coverage
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Key Benefits of SAS Health Insurance

Cashless Hospitalization
No upfront payment at network hospitals
Annual Health Check-up
Free comprehensive check-up every year
No Claim Bonus (NCB)
Increase sum insured up to 100% for claim-free years
Restoration Benefit
Sum insured restored after exhaustion
Day Care Procedures
Coverage for 500+ day care treatments
Ambulance Cover
Emergency ambulance charges covered

Enhance Your Coverage with Add-ons

Customize your health insurance policy with these valuable add-ons

Critical Illness Cover
Lump sum on diagnosis of 30+ critical illnesses
Maternity Cover
Coverage for delivery & maternity expenses
OPD Cover
Doctor consultations & pharmacy coverage
Telemedicine Cover
Covered online doctor consultations
Hospital Cash
Daily cash allowance during hospitalization
Personal Accident Cover
Accidental death & disability coverage
Explore All Add-ons →

What's Covered & Not Covered

What's Included

In-patient hospitalization expenses
Pre & post-hospitalization expenses
Day care procedures
Ambulance charges
Annual health check-up
Ayush treatment coverage

What's Not Included

Pre-existing diseases (waiting period applies)
Cosmetic/plastic surgery
Dental treatment
War, nuclear risks, self-inflicted injuries
Alternative treatments (unless specified in policy)

Our Network Hospitals

Get cashless treatment at 11,000+ network hospitals across India. No upfront payment, no paperwork hassle.

Top Hospitals
Apollo, Fortis, Max, AIIMS, Manipal
Pan India Presence
Coverage in 1000+ cities
Find Nearest Hospital →

11,000+ Network Hospitals

Find cashless hospitals near you

No Claim Bonus Benefits

Stay healthy and get rewarded with higher coverage every year

20%

After 1 claim-free year

40%

After 2 claim-free years

60%

After 3 claim-free years

100%

After 4+ claim-free years

NCB doubles your sum insured without any extra premium

Simple Claim Process

Hassle-free cashless and reimbursement claims. Get settled faster with our digital claim process.

  1. 1
    Intimate Claim
    Call 24/7 helpline or use SAS Guru App
  2. 2
    Submit Documents
    Upload medical reports & bills
  3. 3
    Claim Settlement
    Get claim approved within 7 days
📞 24/7 Health Claim Support: +91 9511146113

Documents Required

  • ✓ Claim form
  • ✓ Doctor's prescription
  • ✓ Hospital discharge summary
  • ✓ Medical bills & receipts
  • ✓ Investigation reports
  • ✓ Identity & address proof
💻🏥

Why Buy Health Insurance Online from SAS?

Instant Quote
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Zero Paperwork
Completely digital
100% Secure
SSL encryption
Easy Comparison
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Frequently Asked Questions about Individual Health Insurance

Individual health insurance covers a single person for hospitalization and related medical expenses.

Deduction up to ₹25,000 for self & family, additional for parents.

Initial 30 days waiting period; pre-existing diseases: 2-4 years.

Yes, you can port at renewal. Your waiting period benefits will be carried forward.

Yes, renew up to 99 years of age.