👨‍👩‍👧‍👦 Complete Health Protection for Your Family

Family Floater
Health Insurance

One policy that covers your entire family. Protect your spouse, children, and parents under a single sum insured.

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Whole Family

Shared Cover

Save 30%

Get Instant Family Floater Quote

Starting at just ₹700/month* for family of 4 | Compare 25+ insurers

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Why Choose SAS Family Floater?

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Complete Family Coverage

Self, spouse, children & parents

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Shared Sum Insured

Flexible usage by any family member

💸

Save Up to 30%

Lower premium than individual policies

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11,000+ Hospitals

Cashless treatment across India

Family Floater Plans for Every Family

Choose the perfect plan that fits your family's needs

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Start Plan

₹10,000/year*

Perfect for young couples

₹10 Lakhs Sum Insured
Self + Spouse Covered
Cashless Hospitalization
30 Days Pre-hospitalization

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Complete Plan

₹18,000/year*

Best for nuclear family of 4

₹25 Lakhs Sum Insured
Family of 4 Covered
No Room Rent Limit
60 Days Pre-hospitalization
Annual Health Check-up

Buy Now

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Elite Plan

₹35,000/year*

Complete protection for large families

₹1 Crore Sum Insured
Self + Spouse + Children + Parents
International Treatment
Restoration Benefit
Global Coverage

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Key Benefits of Family Floater Plan

Single Sum Insured for Whole Family
Entire family shares the coverage flexibly

Cost Effective
30% lower premium than individual policies

Newborn Baby Cover
Coverage for newborn baby from day 1

Maternity Cover (Add-on)
Coverage for delivery & maternity expenses

Annual Health Check-up
Free health check-up for all family members

Restoration Benefit
Sum insured restored after exhaustion

Enhance Your Family Coverage with Add-ons

Customize your family floater policy with these valuable add-ons

Maternity Cover
Delivery & maternity expenses coverage

Critical Illness Cover
Lump sum on diagnosis of critical illnesses

OPD Cover
Doctor consultations & pharmacy coverage

Telemedicine Cover
Online doctor consultations covered

Hospital Cash
Daily cash allowance for any hospital stay

Parents Cover
Add senior citizen parents to your policy

Explore All Add-ons →

What's Covered & Not Covered

What's Included

All family members covered under single sum insured

In-patient hospitalization for all members

Pre & post-hospitalization expenses

Day care procedures (500+ treatments)

Newborn baby cover from day 1

Annual health check-up for all members

What's Not Included

Pre-existing diseases (waiting period applies)

Cosmetic/plastic surgery

Dental treatment

War, nuclear risks, self-inflicted injuries

Overseas treatment (unless specified)

No Claim Bonus Benefits

Stay healthy and get rewarded with higher coverage every year

20%

After 1 claim-free year

40%

After 2 claim-free years

60%

After 3 claim-free years

100%

After 4+ claim-free years

NCB doubles your sum insured without any extra premium

Simple Claim Process for Your Family

Hassle-free cashless and reimbursement claims for any family member.

1
Intimate Claim
Call 24/7 helpline or use SAS Guru App
2
Submit Documents
Upload medical reports & bills
3
Claim Settlement
Get claim approved within 7 days

📞 24/7 Family Health Claim Support: +91 9511146113

Documents Required

✓ Claim form
✓ Doctor's prescription
✓ Hospital discharge summary
✓ Medical bills & receipts
✓ Investigation reports
✓ Identity & address proof

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Why Buy Family Floater Online from SAS?

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Zero Paperwork
Completely digital

100% Secure
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Easy Comparison
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Frequently Asked Questions about Family Floater

A single policy covering your entire family under a shared sum insured.

Self, spouse, dependent children, and often parents can be covered.

Yes, it saves 30-40% compared to individual policies.

Restoration benefit automatically restores the sum insured for future claims.

Yes, parents can be added at additional premium (subject to age limits).

Family FloaterHealth Insurance