Privacy Policy

1. Introduction

Welcome to SAS Insurance Guru (ShriAnandeshwar Services Pvt. Ltd.). We respect your privacy and are committed to protecting your personal data.

Please read this privacy policy carefully. By accessing or using our services, you agree to be bound by this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

Personal Information

• Contact Information: Name, email address, phone number, mailing address
• Identity Information: Date of birth, PAN number, Aadhaar number (for KYC compliance)
• Vehicle Information: Registration number, make and model, engine number, chassis number (for motor insurance)
• Health Information: Medical history, pre-existing conditions (for health insurance)
• Travel Information: Destination, travel dates, passport details (for travel insurance)

Non-Personal Information

• Usage Data: IP address, browser type, device information, pages visited, time spent on pages
• Location Data: Approximate geographic location based on IP address

3. How We Use Your Information

We use the collected information for various purposes:

• To provide and maintain our insurance services
• To process insurance quotes, applications, and claims
• To verify your identity and prevent fraud
• To communicate with you about your policy, renewals, and claims
• To send you promotional offers and updates (with your consent)
• To improve our website, app, and services
• To comply with legal and regulatory requirements

4. Information Sharing

We may share your information with:

• Insurance Partners: IRDAI-licensed insurance companies to provide you with quotes and policies
• Service Providers: Third-party vendors who help us operate our business
• Legal Authorities: When required by law or to protect our rights

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information.

• 256-bit SSL encryption for data transmission
• Secure data storage with access controls
• Regular security audits and vulnerability assessments
• Employee training on data protection and privacy

While we strive to protect your information, no method of transmission is 100% secure.

6. Cookies & Tracking

We use cookies and similar tracking technologies to enhance your browsing experience.

• Remember your preferences and login information
• Analyze website traffic and usage patterns
• Personalize content and offers

You can control cookie settings through your browser preferences. Disabling cookies may affect website functionality.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy.

• Policy-related data: As long as your policy is active + 7 years (for legal compliance)
• Inquiry data: Up to 2 years from the date of last interaction
• Marketing data: Until you unsubscribe or request deletion

8. Your Rights

You have the following rights regarding your personal information:

• Access: Request a copy of your personal information we hold
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-out: Unsubscribe from marketing communications
• Portability: Request transfer of your data to another service provider

To exercise these rights, please contact us. We will respond within 30 days.

9. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

10. Policy Updates

We may update this Privacy Policy from time to time. Please review this policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us: